Higher standards my ass, someday someone is going to prove this thieving institution the goddamn fraud that it is. They have this very clever method of stealing from their customers. Let me explain. How do they do this you ask? They manipulate transactions in order to charge you ridiculous overdraft fees. This is my most recent experience with them. I charged 3 times two weeks ago in one day. $21, $5.82 and $4.77 (a total of $31.59) I had $52 in my account. They cleared and were reflected in my balance both online and when I called. This left me a balance of $20.41. Two (business) days later the exercise Ball people tried to bill me for some DVD I did not authorize in the amount of $29.00. Let me remind you this is two days AFTER the other items were charged and cleared. Bank of America pushed through the $29.00 and THEN refuckingsubmitted the other three that had cleared, charging me a $34 overdraft charge for each of the 4 transactions! They charged me $136 in fees!!! They did the same shady shit to me a year ago (and I blogged about it). The scenario is always the same. I have been checking online and hundreds of other people are experiencing the same situations. So I called them up, maybe I was a bit more rude than I should have been but still! They gave me this speal about how their clearance system works. I know how their "system" works and this week I am changing banks. end.of.rant

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